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  Home Affordable Refinance Program – HARP 2.0
  If you are a responsible homeowner experiencing the effects of the housing downturn and have not been able to take advantage of current, lower rates because the value of your home has dropped below the outstanding balance of your loan, it is time to consider HARP and verify your eligibility. A special refinance program created by the federal government and managed by the Federal Housing Finance Agency (FHFA), HARP primarily aims to help homeowners who are up-to-date on their mortgage payments, but are unable to refinance because their home values have depreciated below their loan balance.
 
  You may consider HARP if you meet the following qualifying criteria:
 
 
  All occupancy types are allowed under the federal HARP program, and it is also possible to waive the property appraisal process, if eligible. If you have been a responsible homeowner who is underwater and is having a hard time paying your mortgage, the HARP program is here to help you refinance your current loan into a more manageable one.
  Sun West Mortgage is a fully qualified HARP lender, and we want to help you keep your home. The terms and costs of the HARP 2.0 loan will be determined and assessed on a case-by-case basis, and Sun West will be here to walk you through the entire process.
  The HARP 2.0 program is currently scheduled to end on December 31, 2018. Please take advantage of this loan program while you still can.
  Please apply online, or speak to one of our licensed and experienced mortgage professionals today at 1 (844) SUN-WEST (786-9378).
 
  We make the process simple and easy!
 
  • Call us at 1 (844) SUN-WEST (786-9378) and submit information for your application.
  • Provide all the necessary documentation, such as your income and property information.
  • We will issue a conditional approval and order value check on your property.
  • Once acceptable value is established and any outstanding items are submitted and resolved, you may sign your paperwork as part of the closing process.
 
  Take advantage of our great rates today!
 
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